Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what premium rate to set for the policy. The two most common methods of medical underwriting are known as moratorium underwriting, a relatively simple process, and full medical underwriting, a more indepth analysis of a client's health information. The use of medical underwriting may be restricted by law in certain insurance markets. If allowed, the criteria used should be objective, clearly related to the likely cost of providing coverage, practical to administer, consistent with applicable law, and designed to protect the long-term viability of the insurance system. It is the process in which an underwriter considers the health conditions of the person who is applying for the insurance, keeping in mind certain factors like health condition, age, nature of work, and geographical zone. After looking at all the factors, an underwriter suggests whether a policy should be given to the person and at what price, or premium. (Wikipedia).
My take on freely available educational resources such as MOOC's.
From playlist Medical Education
An general explanation of the underactive thyroid.
From playlist For Patients
NLP for parsing of medical reports
Clinical medical reports are usually written in free-form text rather than in a structured format. In this talk, I will explain why these reports are useful and how a rule based natural language processing (NLP) algorithm is developed on these reports which actually outperformed machine l
From playlist NLP Summit 2021
The Shocking Truth About Surgical Placebos
http://store.dftba.com/collections/healthcare-triage In order for a drug to be approved by the FDA, it must prove itself better than a placebo, or fake drug. But when it comes to medical devices and surgery, the requirements aren't the same. Placebos aren't required. That is likely a mist
From playlist Healthcare Triage
Lecture01 Introduction to this course on medical statistics
A new course in medical statistics using widely available spreadsheet software.
From playlist Medical Statistics
3_1 Introduction to Antibiotics
An introduction to the talks on the use of antibiotics in surgical practice.
From playlist Surgery Intermediate Exam Masterclass
MIT 15.S08 FinTech: Shaping the Financial World, Spring 2020 Instructor: Prof. Gary Gensler View the complete course: https://ocw.mit.edu/15-S08S20 YouTube Playlist: https://www.youtube.com/playlist?list=PLUl4u3cNGP61Q_RVDn6srWbLV_zFnd9n0 This class covers the opportunities and challenges
From playlist MIT 15.S08 FinTech: Shaping the Financial World, Spring 2020
Stanford Graduate Certificate: Epidemiology and Clinical Research
The Graduate Certificate in Epidemiology and Clinical Research is offered by the Epidemiology division of the Health Research and Policy Department at Stanford School of Medicine. Learn more: https://online.stanford.edu/programs/epidemiology-and-clinical-research-graduate-certificate Cla
From playlist Medicine & Healthcare
Talking BIG Jobs with Dr. Stephanie Fitchett (Part 6 of 9)
The Talking BIG Jobs Interview Series gives students an opportunity to interview mathematical scientists who work in business, industry, and government (B.I.G.). In the second interview of the series, Ph.D. student, Sarah Minucci, asks Stephanie Fitchett, Data Scientist at Transamerica, h
From playlist Talking BIG Jobs Interview Series
What are Some of the Treatment Options for Breast Cancer?
MEDICAL ANIMATION TRANSCRIPT: Breast cancer is a disease where some of the cells in the breast begin to grow uncontrollably. Treatments for breast cancer can include surgery, radiation therapy, chemotherapy, hormone therapy, targeted therapy, and immunotherapy. There are several types of
From playlist Healthcare Patient Education Animations
AlterConf Seattle 2015 - Resisting the Tidal Wave: Making Sure Chronic Disease... by Anna Zocher
Resisting the Tidal Wave: Making Sure Chronic Disease or Disability Doesn't Upend Your Career by Anna Zocher Careers are built on our ability to preform day in and day out, but disabilities and chronic illness often come out of nowhere, throwing a wrench into long term goals and plans. We
From playlist AlterConf Seattle 2015
AlterConf Seattle 2015 - Resisting the Tidal Wave... by: Anna Zocher
Resisting the Tidal Wave: Making Sure Chronic Disease or Disability Doesn't Upend Your Career Careers are built on our ability to preform day in and day out, but disabilities and chronic illness often come out of nowhere, throwing a wrench into long term goals and plans. We think there is
From playlist Alterconf Seattle 2015
IMS Public Lecture: Knot or not Knot?
Burkhard Kümmerer, Technical University of Darmstadt, Germany
From playlist Public Lectures
Got a Bad Diagnosis? Talk to Someone Who Has Been Through It
Subscribe to Healthcare Triage! https://bit.ly/2GlEYWG When someone gets a diagnosis, they should get lots of time with their doctors and nurses to talk and learn about the condition. This isn't always possible. Sometimes, it can be useful to talk to patients who have also been through th
From playlist Medical Profession
Using Directional Bit Sequences to Reveal the Property-Liability Underwriting Cycle
For the latest information, please visit: http://www.wolfram.com Speaker: Joseph Haley Wolfram developers and colleagues discussed the latest in innovative technologies for cloud computing, interactive deployment, mobile devices, and more.
From playlist Wolfram Technology Conference 2016
17. Investment Banking and Secondary Markets
Financial Markets (ECON 252) First, Professor Shiller discusses today's changing financial system and recent market stabilization reform introduced by U.S. Treasury Secretary Henry Paulson. The financial system is inherently unstable and would benefit from more surveillance, particularl
From playlist Financial Markets (2008) with Robert Shiller
15. The nature of death (cont.); Believing you will die
Death (PHIL 176) The lecture explores the question of the state of being dead. Even though the most logical claim seems to be that when a person stops P-functioning he or she is dead, a more careful consideration must allow for exceptions, such as when one is asleep or in a coma. Professo
From playlist Death with Shelly Kagan
In this lecture we look at how patients develops an intraabdominal infection, what puts them at risk, how we can prevent infections, as well has how to manage established infection. Lastly I discuss a variety of specific conditions.
From playlist Surgery Intermediate Exam Masterclass
Webinar: Disruptive innovation with Periklis Thivaios
Periklis Thivaios - Financial Analyst and Risk Manager - discusses disruptive innovation. He asks whether insurance the next target of Fintech, and explored the moves of Google, Facebook and others and what insurers can do about it. Find out more at RiskMinds Insurance: www.riskmindsinsur
From playlist Insurance risk: Predict risk in an unpredictable world