Actuarial science

Medical underwriting

Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what premium rate to set for the policy. The two most common methods of medical underwriting are known as moratorium underwriting, a relatively simple process, and full medical underwriting, a more indepth analysis of a client's health information. The use of medical underwriting may be restricted by law in certain insurance markets. If allowed, the criteria used should be objective, clearly related to the likely cost of providing coverage, practical to administer, consistent with applicable law, and designed to protect the long-term viability of the insurance system. It is the process in which an underwriter considers the health conditions of the person who is applying for the insurance, keeping in mind certain factors like health condition, age, nature of work, and geographical zone. After looking at all the factors, an underwriter suggests whether a policy should be given to the person and at what price, or premium. (Wikipedia).

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From playlist Medical Education

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From playlist For Patients

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From playlist NLP Summit 2021

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The Shocking Truth About Surgical Placebos

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From playlist Healthcare Triage

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From playlist Medical Statistics

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From playlist Surgery Intermediate Exam Masterclass

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Class 10: Insurance

MIT 15.S08 FinTech: Shaping the Financial World, Spring 2020 Instructor: Prof. Gary Gensler View the complete course: https://ocw.mit.edu/15-S08S20 YouTube Playlist: https://www.youtube.com/playlist?list=PLUl4u3cNGP61Q_RVDn6srWbLV_zFnd9n0 This class covers the opportunities and challenges

From playlist MIT 15.S08 FinTech: Shaping the Financial World, Spring 2020

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Stanford Graduate Certificate: Epidemiology and Clinical Research

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From playlist Medicine & Healthcare

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From playlist Talking BIG Jobs Interview Series

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From playlist Healthcare Patient Education Animations

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AlterConf Seattle 2015 - Resisting the Tidal Wave: Making Sure Chronic Disease... by Anna Zocher

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From playlist AlterConf Seattle 2015

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From playlist Alterconf Seattle 2015

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From playlist Surgery Intermediate Exam Masterclass

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From playlist Public Lectures

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From playlist Medical Profession

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From playlist Wolfram Technology Conference 2016

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From playlist Financial Markets (2008) with Robert Shiller

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From playlist Death with Shelly Kagan

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From playlist Surgery Intermediate Exam Masterclass

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From playlist Insurance risk: Predict risk in an unpredictable world

Related pages

Adverse selection | Body mass index | Underwriting