Financial ratios

Debt service coverage ratio

The debt service coverage ratio (DSCR), known as "debt coverage ratio" (DCR), is the ratio of operating income available to debt servicing for interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt (including lease) payments. The higher this ratio is, the easier it is to obtain a loan. The phrase is also used in commercial banking and may be expressed as a minimum ratio that is acceptable to a lender; it may be a loan condition. Breaching a DSCR covenant can, in some circumstances, be an act of default. (Wikipedia).

Video thumbnail

Long Term Debt to Equity Ratio, ROE, & Shareholder's Equity

This finance video tutorial explains how to calculate the long term debt to equity ratio (LT Debt/Eq) and the total debt to equity ratio (Debt/Eq) using a company's shareholder equity and the ROE or return on equity. My Website: https://www.video-tutor.net Patreon Donations: https://www

From playlist Stocks and Bonds

Video thumbnail

Banking 9: More on Reserve Ratios (Bad sound)

Seeing how reserve ratios limit how much lending I can do. More free lessons at: http://www.khanacademy.org/video?v=DFPBdbx0vFc

From playlist Banking and Money

Video thumbnail

Dividends - Payout Ratio vs Retention Ratio

This stocks and bonds video tutorial explains how to calculate the dividend payout ratio and the retention ratio. The payout ratio is equal to the total dividends paid divided by the net income. The retention ratio is equal to the earnings retained divided by the net income. My Website:

From playlist Stocks and Bonds

Video thumbnail

Banking 8: Reserve Ratios

How reserve requirements limit how much lending a bank can do. More free lessons at: http://www.khanacademy.org/video?v=VP3nKDUw1jA

From playlist Banking and Money

Video thumbnail

Mod-07 Lec-14 Ratio Analysis

Managerial Accounting by Dr. Varadraj Bapat,Department of Management,IIT Bombay.For more details on NPTEL visit http://nptel.ac.in

From playlist IIT Bombay: Managerial Accounting | CosmoLearning.org Accounting

Video thumbnail

Is Evidence-Based Medicine a Barrier to Cost-Effective Care?

August 29, 2007 presentation by Alan Garber for the Stanford School of Medicine Medcast lecture series. Alan Garber, MD, PhD, professor of medicine and the director of the Center for Health Policy and of the Center for Primary Care and Outcomes Research at Stanford University, discusse

From playlist Feature | Medcast

Video thumbnail

Build With Magnimetrics: Debt Covenants Tutorial [Free FP&A Software]

Grab your FREE Magnimetrics account here: https://app.magnimetrics.com/auth/signup Download Source Files here: https://magnimetrics.com/wp-content/uploads/2022/01/Company-Financials_CY2018-CY2020.xlsx https://magnimetrics.com/wp-content/uploads/2022/01/Company-Financials_CY2021-CY2022.xls

From playlist Learn Magnimetrics

Video thumbnail

What is a Debt Ceiling? (and How Does it Work?)

Explained simply, the debt ceiling is a legislative limit on the amount of national debt that can be incurred by the U.S. Treasury. It limits the amount of money the federal government may pay on the debt that they already borrowed. The raising the debt ceiling doesn’t actually mean comm

From playlist Concerning Finance

Video thumbnail

From Boom to Bust, and Back? The Media and the Japanese Economy

In the eyes of the media, Japan has swung from boom to bust, with little in between. Today, Japan is seen as cautiously on the rebound, but skepticism remains. How well has the media really captured the reality of Japan and its economy? In association with the annual Shorenstein Journalis

From playlist Shorenstein Journalism Award

Video thumbnail

RubyConf 2019 - Escaping The Tar Pit by Ernesto Tagwerker

RubyConf 2019 - Escaping The Tar Pit by Ernesto Tagwerker Nobody wants to inherit a project that reeks but here we are: Stuck in the tar pit. How can we get out? Could we have avoided it in the first place? In this talk you will learn how to use a few, great Ruby gems that will guide y

From playlist RubyConf 2019

Video thumbnail

RubyConf Mini 2022: Here Be Dragons: The Hidden Gems of Tech Debt by Ernesto Tagwerker

How do you find the most unmaintainable code in your codebase? What will you prioritize in your next technical debt spike, and why? In this talk you will learn how you can use RubyCritic, SimpleCov, Flog, Reek, and Skunk to slay dragons in your next refactoring adventure! Find out how th

From playlist RubyConf 2022: Mini and Houston

Video thumbnail

Ernesto Tagwerker - Escaping the Tar Pit | SolidusConf 2019

Ernesto Tagwerker is lending a helping hand to those stuck in the proverbial tar pit. "Escaping the Tar Pit" Nobody wants to inherit a project that reeks but here we are: Stuck in the tar pit. How can we get out? Could we have avoided it in the first place? In this talk you will learn how

From playlist SolidusConf 2019

Video thumbnail

Mortgage Interest Rates

Understanding how mortgage interest rates are quoted

From playlist Finance

Video thumbnail

The Doctor Shortage in the US: Is It a Real Thing?

Many people have to wait too long to see a doctor. And it could get worse. If, as many people believe, we have a shortage of doctors in the United States, then it follows that we can fix this only by training and hiring more physicians. As with almost everything in our health care system,

From playlist Healthcare Triage

Video thumbnail

Rates

This video is about Rates

From playlist Ratios and Rates

Video thumbnail

RubyConf2019 - Digging Up Code Graves in Ruby by Noah Matisoff

RubyConf2019 - Digging Up Code Graves in Ruby by Noah Matisoff As codebases grow, having dead code is a common issue that teams need to tackle. Especially for consumer-facing products that frequently run A/B tests using feature flags, dead code paths can be a significant source of technic

From playlist RubyConf 2019

Video thumbnail

Rocky Mountain Ruby 2014 - The Technical Debt Trap by Doc Norton

Technical Debt has become a catch-all phrase for any code that needs to be re-worked. Much like Refactoring has become a catch-all phrase for any activity that involves changing code. These fundamental misunderstandings and comfortable yet mis-applied metaphors have resulted in a plethora

From playlist Rocky Mountain Ruby 2014

Video thumbnail

How Fast US Debt is Increasing VISUALIZED Over 1 Minute

This is how quickly the US national debt is rising in real-time, over 1 minute. Currently, it totals over $30 trillion. $1.5 MILLION every minute, $25,000 per second.

From playlist Concerning Finance

Related pages

Operating leverage