Annual premium equivalent (APE) is a measure used for comparison of life insurance revenue by normalising policy premiums into the equivalent of regular annual payments. This is particularly used when the sales contain both single premium and regular premium business. This is used by the insurance industry to allow comparisons of the amount of new business gained in a period by life insurance companies. There can be single payment premiums which is actually the sales spread over a period of long time. (In contrast to the recurring premiums which involves payment of premiums every year). So APE is a measure to normalize the single premium payments to the recurring payment premium equivalent. This helps in comparing the sales accurately. A common approach taken by insurance companies is to take 100% of regular premiums, being the annual premiums received for a policy, and 10% of single premiums. This assumes that an average life insurance policy lasts 10 years and therefore taking 10% of single premiums annualises the single lump sum payment received over the 10-year duration. (Wikipedia).
Annual Percentage Rate (APR) and Effective APR
The difference between APR and effective APR
From playlist Finance
The Dividend Yield - Basic Overview
This video provides a basic introduction into the dividend yield. It explains what it's used for and how to calculate it. The dividend yield is equal to the annual dividend divided by the current stock price times 100%. The annual dividend is equal to the quarterly dividend times 4 or t
From playlist Stocks and Bonds
Determining The Value of an Annuity
This video defines an annuity and uses a formula to determine the value of an annuity over a period of time. http://mathispower4u.wordpress.com/
From playlist Financial Math
Annual Percentage Rate vs Annual Percentage Yield
This video explains how to determine the annual percentage rate (APR) charged by a payday loan company and how to calculate the annual percentage yield charged by a credit card company. Investing In Bonds: https://www.youtube.com/watch?v=OnkmoSTeHuc The Dividend Yield: https://www.youtub
From playlist Personal Finance
Understanding Simple Interest and Compound Interest
Thanks to all of you who support me on Patreon. You da real mvps! $1 per month helps!! :) https://www.patreon.com/patrickjmt !! Understanding Simple Interest and Compound Interest - In this video I try to make clear the difference between simple interest and compound interest!
From playlist Financial Math
This is a short video tutorial on equivalent ratios. ✤ ✤ ✤ INTERACTIVE APPLETS AND WORKSHEETS ✤ ✤ ✤ http://fearlessmath.net ✤ ✤ ✤ FOLLOW ME ON TWITTER ✤ ✤ ✤ http://twitter.com/dhabecker
From playlist All about ratios and proportions
What is Einstein's Equivalence Principle?
To check out the physics courses that I mentioned (many of which are free!) and to support this channel, go to https://brilliant.org/Sabine/ and create your Brilliant account. The first 200 will get 20% off the annual premium subscription. In this video I explain what the equivalence prin
From playlist Physics
Top 10 Project Management Tools 2020 | Project Management Tools And Techniques | Simplilearn
🔥Post Graduate Program In Project Management: https://www.simplilearn.com/pgp-project-management-certification-training-course?utm_campaign=ProjectManagementTools2020-RmKIRxtBInA&utm_medium=Descriptionff&utm_source=youtube 🔥 PMP Certification Course: https://www.simplilearn.com/project-man
From playlist PMP Training Videos [2022 Updated]
"Calculate values after compound percentage changes, e.g. compound interest."
From playlist Number: Percentages
Determine a Simple Interest Rate For a Loan with Known Interest
This video explains how to determine an equivalent simple interest from a given amount of interest earned. mathispower4u.com
From playlist Percent Applications
5 Gross Gifts Animals Give Their Mates
SciShow is supported by Brilliant.org. Go to https://Brilliant.org/SciShow to get 20% off of an annual Premium subscription. We humans might think that flowers are pretty good gifts for a first date, but many insects have their own nuptial gifts, and well, flowers they ain't. Hosted by:
From playlist Biology
Present & Future Value (2 of 2: Using formula to work out present value)
More resources available at www.misterwootube.com
From playlist Annuities
Dolphins...Kinda Pee Their Names
Visit http://brilliant.org/scishow/ to get started learning STEM for free, and the first 200 people will get 20% off their annual premium subscription. It’s common knowledge that dolphins are incredibly intelligent, but did you know that they may recognize each other not only by sight and
From playlist Biology
Does anti-gravity explain dark matter?
Check out the math & physics courses that I mentioned (many of which are free!) and support this channel by going to https://brilliant.org/Sabine/ where you can create your Brilliant account. The first 200 will get 20% off the annual premium subscription. Why do we have both positive and
From playlist Physics
How Pocket Calculators Changed Electronics Forever
Go to https://Brilliant.org/SciShow to get 20% off of an annual Premium subscription! We don't think of pocket calculators as being all that special these days, but in reality their rise coincided with many of the innovations we take for granted today. Hosted by: Hank Green SciShow has
From playlist Uploads
GED – Why Passing Is A Must! By passing the GED you will earn a lot more a year. According to the U.S. Census Bureau in 2012, the average dropout can expect to earn an annual income of $20,241. The typical high school graduate will earn an annual income around $30,627. Passing the GED
From playlist GED Prep Videos
From playlist MATH 1324: Finite Mathematics
These Lice Dive Kilometers Under the Ocean!
Lice don’t just thrive in the biomes of body hair and fur, they can also live in a place that seems like it should be bug-free: the oceans. Go to http://Brilliant.org/SciShow to try their math history course. The first 200 subscribers get 20% off an annual Premium subscription. Hosted by
From playlist Biology